Is it possible to log out an account, without deleting the account?
If not, this seems to me like a most essential, most basic requirement. If the data is highly sensitive, it needs to be protected by a password, given for every session. Setting up IMAP/POP can go wrong: it is not something one wants to do every time.
(It is true Gmail discourages logging out. I consider this too mistaken, but this may be because the login also controls the whole o/s.)
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